About NHRMA Mutual

Member owned and member controlled, NHRMA Mutual provides workers' compensation coverage and risk management services to long-term care industry organizations in Illinois and Tennessee. Covering more than 500 locations, NHRMA Mutual members work together to control their workers' compensation insurance risks. NHRMA Mutual works with each member to reduce the frequency and severity of employee injuries, as well as the duration of disability claims.

Our unique loss-sensitive program provides immediate savings to those who implement NHRMA Mutual recommended risk management programs. Members can maximize employee safety and minimize injury and the consequential costs. NHRMA Mutual truly is as close to self insurance as small- and medium-sized providers can be while still providing a protective "cap" for adverse losses.

Eligible Operations

  • Licensed Nursing Facilities
  • Assisted Living/Supportive Living Facilities
  • Retirement/Residential Living
  • ICF-DD Facilities/Group Homes/Workshops
  • Day Training Programs
  • Home Health Care and Hospice Agencies

Association Memberships