Why Choose Us?

We are member owned and member controlled. Because of this, NHRMA Mutual has unsurpassed knowledge of the long-term care industry. All decisions are made in the best interests of our members.


Let's face it; you want lower workers' compensation insurance premiums for your company.

Unlike other insurers, your ultimate NHRMA Mutual insurance cost is directly dependent on your claims. We work with you to lower your costs by giving you the tools you need to reduce your claims frequency as well as the cost of claims that do occur. So the question isn't how low can we go; it's how low can you go?

It's one thing to sell you insurance for your company; it's another to defend you against questionable claims.

NHRMA Mutual does both. When your insurance provider is on your side and working with you, you'll see how low you can go—in claim payouts.

If someone told you how to reduce claims in your facility, you'd listen, right?

NHRMA Mutual offers invaluable risk management, claims and loss control resources including in-home consultations on claims reduction. When you take advantage of these resources, you'll see how low you can go—in claims costs.